Finance that empowers businesses and creates positive impact

Liberis has been on a mission to provide small businesses with accessible and responsive finance since 2007, and we’ve been growing and strengthening our offer ever since. Today we’re proud to be a leading partner for embedded business finance across the UK, US and Europe.

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Why we do it

We helped pioneer revenue-based finance on our belief that funding could be a positive force for small businesses – but traditional options available were hard to access and inflexible.

Since then we’ve provided finance solutions that are more customised, intuitive and responsive to the ups and downs of their businesses.

We now deliver those solutions through service and software providers that businesses already use. So funding can be easily accessed via relationships they already have.

By doing this, we can give more businesses the ability and confidence to use finance as a positive tool for growth. And enable them to enjoy the positive impacts that good financing can bring.

Finance that solves the stress

Our research shows the key barriers businesses face when trying to access finance. Embedded revenue-based finance addresses all these issues head on.

66% of businesses found it a long and difficult application processes
55% of businesses found term loans and fixed payments don't meet their need
53% of businesses just don't know where to start

Our history


We started under the name Merchant Cash Express with a processing agreement with a bank partner. We funded our 100th advance in our first year.


We signed our second processing agreement with a UK payments processor and by April 2010 we’d funded our 1000th advance.


We joined leading venture builders, Blenheim Chalcot, and rebranded as Liberis.


We partnered with one of the largest payment processors in the UK.


Surpassed £100m in funding and secured backing from the UK Government-owned British Business Bank.


We established a new partnership with a UK payment processor and joined a marketplace as a selected finance provider. We also won several ISO contracts.


First in the UK: Pre-approved, risk-based business finance application in under 5 minutes


First in the UK: Partner data used to enable frictionless end-to-end online customer journey


First in the UK: Open banking enabled online application for business finance.


Live in Europe


Same day, real-time funding disbursement through Express Settlement


Live in the US and the Nordics


Secured £32 million in equity funding from FTV Capital and Blenheim Chalcot


First revenue-based finance provider approved for CBILS in the UK and provider of the paycheck protection program funding in the US.


Officially launched our next-generation embedded business finance platform powered by a single API integration.


Partnered with UK cloud-based software provider.

Our Global Impact

17,000 Since we started in 2007 we’re proud to have helped over 17,000 businesses access funding.
+£500m Funding delivered through nearly 35,000 deals
3 We’re the only embedded finance provider with a proven track record across 3 continents.
60% 60% of our customers renew their finance at least once.
Source Data

The team behind the tech

Our technology is important, but so is the team behind it! Here are some of the people busy making Liberis happen:

Chantaya Ameyaw

People Operations Associate

Emily Bacchus

Operational Risk and Compliance Officer

James Bail

Software Developer

Per Dahlqvist

Head of Business Development & Partnerships

Melanie Liddy

BI Development Lead

Emma McCarthy

Renewals Marketing Lead

Colin Powell

Partner Development Manager

Kieron Reid

Customer Success Executive

Francesca Rothkell

Legal Counsel

Interested in becoming a partner?

If you'd like to talk to us about revenue-based financing and how it could work for you, let’s speak.

Get a demo