We are accepting CBILS loans applications

We are delighted to announce that as of today we are accepting CBILS loan applications from small businesses. The loans range from £50,001 - £150k over 12 or 24 months with the UK Government covering interest charges and fees for the first 12 months, along with a three-month repayment holiday from us to help your small business get back on its feet.

Card payment in store
COVID-19: How small businesses can keep up with the cashless economy

We have been moving towards a cashless society for some time but the renewed concerns around the hygiene of using cash and the sharp increase in the number of retailers enforcing card-only payments could significantly accelerate this. It seems that cash is no longer king and for small businesses this means that digital payments can no longer be an option; they are essential.  

Five Finance Options For Self-Employed And Sole Traders

Being self-employed or a sole trader boasts many benefits including more freedom, higher earning potential and getting to start something of your own from scratch. However, financially it can be tough, especially in the beginning. Luckily, there are now a lot more financing options and support networks out there to assist you in getting your business off the ground. When it comes to getting financing, we've put together a list of options to help you get started...

Card Payment Machines for Small Businesses

Card payment machines have revolutionised the financial disposition of the UK. Whether to increase accessibility, ease of payment, or to reduce carbon emissions - it’s all in the use of cashless payment systems, and it’s all for the betterment of your business!

most independant city
The UK’s Most Independent City

From record stores to restaurants, cinemas to gyms, there’s an array of independent retailers in cities and towns across the UK. For those seeking one-of-a-kind cuisine and obscure music, these local businesses offer something different to the typical high street names. 

Open banking 101
Open Banking 101

Open Banking. It’s a buzzword in the press and a milestone for the world of financial tech - but what does it actually mean? How does it work? And what impact might it have on the way you finance your business?

Piggy Bank
Back To Basics: 5 Tips for Securing Small Business Funding

Nowadays, it’s important to not only secure funding but also to make sure you’re securing the right kind of funding. To do this you’ll need to consider a range of factors and do your research so that you can secure the best option for your business!

SME Insight: Chasing late payments is hindering small business growth

This April we surveyed over 440 small businesses to find out just how much money they’re currently owed from customers and clients, and how this is impacting the day to day running of their business and future plans.

sme relationship with finance
The SME Relationship with Finance 2018: Growth, Needs and Access

SMEs contribute more than £200bn a year; with this number expected to grow by almost 20% by 2025. Yet, without a vital cash injection, this 2025 vision could be severely stinted...

Coins
Sources of Business Finance

Long gone are the days when a business’ only means of acquiring funding was through a business loan from their bank.  Alternatives have now given business owners more options, allowing them to choose the best solution to fit their needs. To help make that decision a little easier, we’ve put together a list of five popular sources of business finance, and the purposes each one serve.

seasonal business garden centres
How to Succeed in a Seasonal Business: Garden Centres

When it comes to seasonality, some businesses will be more familiar with the peaks and troughs of it than others. One example of this is garden centres. With more than 2,500 garden centres currently operating across the UK, surviving those footfall fluctuations means that businesses would benefit from having a plan in place.

small business online representation
How Do Small Businesses Represent Themselves Online?

From increasing brand awareness and sales, to targeting your audience and gaining a competitive advantage, the internet boasts a world of opportunity for small businesses. We spoke to over 100 small business owners to find out just how they're keeping up with digital trends and making the most of their online platforms. Read on to see our findings.