EMBEDDED FINANCE FOR PAYMENTS

Turn payment data into growth for your merchants

Unlock the power of your transaction data to offer seamless funding, helping merchants grow while increasing payment volume and platform revenue.

    FUNDING FOR THE MOMENTS THAT MATTER

    Transform payments into powerful growth opportunities

    • 1

      Funding powered by transaction data

      Use real-time payment insights to deliver fast, relevant funding offers to your merchants.

    • 2

      77% of SMBs grow revenue post funding

      Funded merchants process more, driving higher transaction volumes through your platform.

    • 3

      3X higher retention for funded merchants

      Offer more value to your merchants and become a critical partner in their growth journey.

    • With more than 150,000 UK businesses enabled by Dojo, we know how challenging access to capital to unlock further growth can be. By giving merchants flexible funding from the very start of their relationship with us, they can expand sooner, manage cash flow confidently, and focus on what matters most: delivering great experiences that keep customers coming back.

      Mike Winwood

      General Manager of Funding

    • With more than 150,000 UK businesses enabled by Dojo, we know how challenging access to capital to unlock further growth can be. By giving merchants flexible funding from the very start of their relationship with us, they can expand sooner, manage cash flow confidently, and focus on what matters most: delivering great experiences that keep customers coming back.

      Mike Winwood

      General Manager of Funding

    • With more than 150,000 UK businesses enabled by Dojo, we know how challenging access to capital to unlock further growth can be. By giving merchants flexible funding from the very start of their relationship with us, they can expand sooner, manage cash flow confidently, and focus on what matters most: delivering great experiences that keep customers coming back.

      Mike Winwood

      General Manager of Funding

    USE CASES

    Scale across the small business lifecycle

      01

      Grow merchant processing volume

      Enable merchants to invest in stock, staff, and expansion, leading to increased transaction volume through your platform.

      Product Fit:Working Capital
      02

      Support cash flow with payments tied to sales

      Offer funding that flexes with merchant performance, with payments aligned to their payment flows.

      Product Fit:Flex Capital
      03

      Activate and retain new merchants

      Provide new to book merchants with access to capital, helping them grow faster and stay engaged on your payments platform.

      Product Fit:Starter Capital
      04

      Capital for POS hardware

      Enable merchants to scale trasnaction amounts with pay-over-time capital for POS hardware purchases.

      Product Fit:Pay with Liberis

      CORE

      Hosted

      Plug in our best in class CX, no development needed.

      • No engineering investment

      • Seamless, co-branded experience

      • Launch within a week

      CREATE

      Embedded

      You own the UI, we power the finance.

      • Customers stay in your platform

      • Liberis owns eligibility and risk

      • API-driven for deep integration

      CONNECT

      Combined

      Unlock embedded benefits, without the build.

      • Frictionless pre-filled applications

      • Liberis build the front-end

      • Less engineering investment

    Frequently asked questions

    • How does embedded finance work for payments platforms?

    • How does this benefit our payments business?

    • Who manages underwriting and risk?

    • Do payments integrate with payment flows?

    • How quickly can we launch embedded capital in my payments platform?

    • Will this disrupt the merchant experience?

    Ready to turn payment data into powerful funding?