Buy now pay later, for funding at the point of purchase

Meet customers with capital when they need it with fee-free funding offered at checkout. For businesses that want to power their growth with products or services available in your portfolio. From point-of-sale hardware to marketing spend.

How Pay with Liberis works for you

  • 1

    Strong customer uptake

    A fee-free proposition incentivises customers - driving an impressive uptake of 40%.

  • 2

    Additional product adoption

    73% of customers who use Pay with Liberis move on to other financial products.

  • 3

    Incremental revenue

    Improve checkout conversion by 14%, driving incremental revenue for your platform

  • Perfect for

    Unlocking opportunities for growth

    27% of SMBs use funding for growth-oriented purposes and business set-up costs. 

    Pay with Liberis gives them the option to pay for $500-$10k of products from your wider offering.

    SMBs buy these products (like digital marketing spend or payments hardware) at the point of purchase, with no fee.

  • Perfect for

    Unlocking opportunities for growth

  • Perfect for

    Unlocking opportunities for growth

  • Drive customers into the funding eco-system

    • Offers between $500 - $10k
    • Monthly revenue $500-$50k
    • Paid as a % of future revenue
    • Fee-free finance to cover purchases

  • Customisable product offering

    We work with our partners to create a bespoke approach to integration, marketing and the perfect product mix to offer customers. 

1

Core

Hosted

Fastest to market

Plug in our best in class CX, no development needed.

  • No engineering investment
  • Seamless, co-branded experience
  • Launch within a week
2

Create

Embedded

Maxmimum control

You own the UI, we power the finance.

  • Customers stay in your platform
  • Liberis owns eligibility and risk
  • API-driven for deep integration
3

Connect

Combined

Best of both, zero-friction

Connect customer data to unlock embedded benefits, without the build.

  • Frictionless pre-filled applications
  • Liberis build the front-end
  • Less engineering investment

Finance without friction

The funding experience becomes an extension of your product offering.

Styles and themes designed for accessibility, with your brand at the forefront.

Designed for

Ambitious operators and growth seekers

For businesses that are hungry to grow and know what products they need to do it. They appreciate efficiency and focus on smart financial decision making when planning how to scale. 

FAQ's

  • How does Pay with Liberis work?

  • How are repayments made?

  • What is the cost structure?

  • Can the advance be paid early?

  • What are the eligibility requirements?

  • What happens if the business pauses or closes?

  • Will applying or using the product impact credit scores?

  • How is repayment progress tracked?