The Liberis capital
platform.

One integration, a lifetime of funding.

A multi-product platform empowering small businesses with personalised funding designed for every stage of the business lifecycle.

A funding ecosystem for SMBs,
with just one single balance to manage.

Offer small businesses access to a Capital dashboard where they can move seamlessly between products, unlocking offers as their business needs change.

  • Dashboard
  • Personalised Offers
  • Business Insights

Every merchant gets a capital dashboard to view their balance and seamlessly upgrade to recommended products when needed.

Our Customisable
Product Blueprints:

  • Starter Capital

    Introductory funding for switchers new
    to platform.

    Find out more

  • Pay with Liberis

    BNPL finance offered at checkout, to
    grow using partner products

    Find out more

  • Flex Capital

    Line of credit style funding, for
    always-on capital

    Find out more

  • Working Capital

    Merchant cash advance for
    short-term funding

    Find out more

  • Investment Capital

    Term Loans for strategic expansion

What this
means for
partners?

  • 01

    Serve customers for a lifetime: Drive 2–5x higher customer lifetime value

  • 02

    Boost engagement: Increase platform engagement by 88%

  • 03

    Increase penetration: Unlock funding for +90% of customers

  • 04

    Prevent business failure and increase retention: Customers are 30% less likely to churn if they have several financial options

  • 05

    Drive revenue: Introduce new revenue streams with every product offered

Multiple products.
One integration.

Embed our API once then offer your merchants an end-to-end funding experience, with hyper-personalised offers and products.

  • Data Ingestion

    Over 118m SMB data points are ingested every month, from industries, revenue trends, business tenure and transactions to reviews, demand cycles and inventory turnover.

How it works

  • Merchant Graph

    This data is processed through our merchant graph, and transformed into a hyper-clear picture of every individual customer and their business.

  • Recommendation Engine

    Leveraging our AI-powered decisioning capabilities our recommendation engine creates accurate pre-approved offers, product recommendations and business insights, and matches them with precision to each merchant.

    These are constantly updating and evolving in real-time as the business grows.

  • Products

    Merchants are targeted with these products, that have been co-created based on our partners’ business goals and their customers’ ambitions.

    Find out more about our products here.

  • Partner Experience

    These are surfaced-up through a friction-free partner branded experience.

    The merchant journey is seamless, with pre-populated online applications, customisable quotes, decisions in seconds and funding delivered in minutes.

What this means for SMBS

  • Small businesses get instant, relevant, personalised 
    offers, delivered direct to them in the moments that 
    matter.

    • Small businesses get instant, relevant, personalised 

    • offers, delivered direct to them in the moments that 
    • matter.

  • A single balance makes for a seamless experience. And
    funds delivered in minutes mean they don’t have to wait.

    • A single balance makes for a seamless experience. And

    • funds delivered in minutes mean they don’t have to wait.

  • 92% of merchants continue to trade once funded and

    • 92%

      of merchants continue to trade once funded and

  • 25% of them see business growth.

    • 25%

      of them see business growth.

We believe big in
small businesses

Get started with Liberis

We believe every company has the potential to serve their customers with exceptional financial services. Deliver it with Liberis.