The Liberis capital
platform.

One integration, a lifetime of funding.

A multi-product platform empowering small businesses with personalised funding designed for every stage of the business lifecycle.

A funding ecosystem for SMBs,
with just one single balance to manage.

Offer small businesses access to a Capital dashboard where they can move seamlessly between products, unlocking offers as their business needs change.

  • Dashboard
  • Personalised Offers
  • Business Insights

Every merchant gets a capital dashboard to view their balance and seamlessly upgrade to recommended products when needed.

Our Customisable
Product Blueprints:

  • Starter Capital

    Introductory funding for switchers new
    to platform.

    Find out more

  • Pay with Liberis

    BNPL finance offered at checkout, to
    grow using partner products

    Find out more

  • Flex Capital

    Line of credit style funding, for
    always-on capital

    Find out more

  • Working Capital

    Merchant cash advance for
    short-term funding

    Find out more

  • Investment Capital

    Term Loans for strategic expansion

What this
means for
partners?

  • 01

    Serve customers for a lifetime: Drive 2–5x higher customer lifetime value

  • 02

    Boost engagement: Increase platform engagement by 88%

  • 03

    Increase penetration: Unlock funding for +90% of customers

  • 04

    Prevent business failure and increase retention: Customers are 30% less likely to churn if they have several financial options

  • 05

    Drive revenue: Introduce new revenue streams with every product offered

Multiple products.
One integration.

Embed our API once then offer your merchants an end-to-end funding experience, with hyper-personalised offers and products.

  • Data Ingestion

    Over 118m SMB data points are ingested every month, from industries, revenue trends, business tenure and transactions to reviews, demand cycles and inventory turnover.

How it works

  • Merchant Graph

    This data is processed through our merchant graph, and transformed into a hyper-clear picture of every individual customer and their business.

  • Recommendation Engine

    Leveraging our AI-powered decisioning capabilities our recommendation engine creates accurate pre-approved offers, product recommendations and business insights, and matches them with precision to each merchant.

    These are constantly updating and evolving in real-time as the business grows.

  • Products

    Merchants are targeted with these products, that have been co-created based on our partners’ business goals and their customers’ ambitions.

    Find out more about our products here.

  • Partner Experience

    These are surfaced-up through a friction-free partner branded experience.

    The merchant journey is seamless, with pre-populated online applications, customisable quotes, decisions in seconds and funding delivered in minutes.

What this means for SMBS

  • Small businesses get instant, relevant, personalised 
    offers, delivered direct to them in the moments that 
    matter.

    • Small businesses get instant, relevant, personalised 

    • offers, delivered direct to them in the moments that 
    • matter.

  • A single balance makes for a seamless experience. And
    funds delivered in minutes mean they don’t have to wait.

    • A single balance makes for a seamless experience. And

    • funds delivered in minutes mean they don’t have to wait.

  • 92% of merchants continue to trade once funded and

    • 92%

      of merchants continue to trade once funded and

  • 25% of them see business growth.

    • 25%

      of them see business growth.

We believe big in
small businesses