Funding at the Speed of Business: Embedded, Automated, Instant

For small businesses, timing is everything. A tax bill lands. Stock needs replenishing. A new hire starts tomorrow. The need for capital isn’t weeks away; it’s now. At Liberis, we’ve built the Liberis Capital Platform to match that urgency. Funding that moves at the speed of business: embedded, automated, and instant.

Traditional funding is slow. Paperwork, long wait times, rejection for funding. For small business owners juggling everything at once, delays are a dealbreaker. The Liberis Capital Platform cuts out the friction. Every step of the journey - eligibility, quote, application, contract, and renewal - can now be automated.

• SMBs can complete an application in as little as 50 seconds.
• The shortest time from application to funds in an account? Around five minutes.

Here’s how the process works:

• Personalised offers: SMBs receive targeted, relevant funding opportunities, delivered proactively based on performance and forecasting data - through the partner platforms they already use.
• Instant customisation: Quotes can be tailored in real time in the application journey using revenue data from partners or through a fully automated open banking flow.
• Seamless completion: Contracts can be signed digitally, with funds disbursed instantly straight to the SMBs account.
• Always-on renewals: Over 50% of renewals now happen through the automated dashboard, replacing slower manual processes.

The real shift is that funding is no longer a one-off, linear journey. It’s embedded in the tools SMBs already use: checkouts, banking apps, and accounting software. That means:

• Relevant offers exactly when capital is needed.
• Faster decision-making, without leaving the platform they trust.
• A proactive, always-on experience instead of waiting until the crunch hits.

The results speak for themselves:

• 2x increase in SMBs moving from marketing channels (emails, platform ads) to getting a quote.
• 1.5x increase in the number of SMBs moving from quote to funded deal.
• 80% of applications are completed to funding
• In the last 12 months, Liberis has launched the automated journey with 30+ new partners and expanded to five new regions globally.

Automation isn’t just good for SMBs, it drives real business impact for partners too:

• Lower cost to serve: Automated processes reduce manual steps, overhead, and support needs, enabling faster scaling.
• Faster conversion: We convert 80% of merchants who land on the application.
• Stronger loyalty: Instant renewals strengthen long-term relationships and increase lifetime value.
• Rapid integration: Out-of-the-box or modular options mean partners can embed funding products with minimal engineering effort and go live in weeks, not months.

Funding at the speed of business isn’t about reworking old processes. It’s about removing them. With the Liberis Capital Platform, SMBs can go from quote to cash in minutes. Partners can scale faster, cut costs, and strengthen customer loyalty. It’s funding that’s embedded, automated, and instant, exactly where it should be.