Posted: November 21, 2023 By Courtney Yule

Give your business the gift of growth

This blog post describes how small businesses can use Revenue Finance to get the funding they need during the busy Christmas shopping season. Revenue Finance is an alternative financing model that offers flexible and fast funding based solely on a business's overall revenue.

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Fund your business to support the seasonal surge with Revenue Finance 

The leaves are falling, the temperature is dropping, and the nights are drawing in, meaning the biggest retail event of the year is around the corner: Black Friday. On 24th November the starting gun is fired on the busy Christmas shopping period when the sale to end all sales gets underway – with millions of deals for everything from tech to teapots. 

Credit cards will be primed and shopping lists curated across the land as customers get ready to bag some bargains. But what about the businesses without which none of this would be possible? Christmas presents an opportunity for retailers to cashing in on the seasonal surge. One-quarter of small business owners expect to make more than half of their annual revenue in the final months of the year. 

Lightening up the holiday load

However, this seasonal surge in demand can expose small businesses to potential financial challenges: an increase in returned products, the need for an injection of inventory, rising overheads, and understaffing.  

To turn these problems into profit-producing opportunities, it’s important for businesses to lay the foundations for financial stability during this bumper sales period. This requires them to bridge the gap between increased footfall and online activity, with the resources needed to cater for the Christmas rush.  

Snowball your profits with Revenue Finance

Revenue Finance offers flexible and fast funding during this key business period. This alternative financing model enables small businesses to access funding based solely on their overall business revenue. It allows them to avoid the clunky and restrictive funding services typically offered by traditional lenders.  

Getting started is easy, done online in just a couple of clicks. Even better, you’ll receive a decision swiftly and funds could be with you in as little as 24 hours. As for repayments, they’re flexible and tie in with your business’ income from customer transactions.

Harness the Holidays

Empowered by this seamless injection of festive funding, small businesses can plan for a profitable holiday period: 

  • Increase inventory levels: Access to additional funding can ensure that inventory is maintained at an optimal level during this busy period. This can help shield businesses from inventory shortages before customer payments have cleared, allowing them to make the most of the increased footfall.  
  • Launch marketing campaigns: Nurturing customer relationships and acquiring new ones can be supported by marketing activities just before Black Friday and during the holiday period. Marketing at this time of the year can be more expensive, so a cash injection can help to support these additional costs.  
  • Hire additional staff: Access to working capital can support businesses to cope with the spike in demand. Use funding to employ temporary seasonal staff and cover the costs of overtime for existing staff.  

Get access to bespoke, flexible, and speedy funding when they need it most. Approval for funding and repayment processes are primarily based on your total revenue, eliminating the need for complex financial statements and mounting interest. Prepare to turn Christmas into a time of boosting profits, rather than tackling problems.  

Get in touch

If you’re a customer of Worldpay, then feel free to get in touch to see if you are eligible for funding.

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